Financing — Own Your Sauna Now, Pay Over Time

Own Your Sauna Now. Pay Over Time.

A daily wellness ritual shouldn't wait for the perfect month. Spread the cost of your Aura sauna into simple monthly payments — most customers are approved in seconds at checkout, with no impact to credit to check your rate.

Shop Pay Installments

Powered by Affirm. Choose your plan at checkout — pay in 4 interest-free payments, or split larger purchases into monthly payments.

Affirm

Longer-term financing on premium models. See your real rate before you buy — checking does not affect your credit score.

PayPal Pay Later

Flexible installments through your existing PayPal account at checkout.

How it works

  1. Add your sauna to cart and proceed to checkout.
  2. Select a financing option (Shop Pay Installments, Affirm, or PayPal Pay Later).
  3. Get a real-time decision and choose the monthly plan that fits. Your sauna ships on our standard timeline.

Example monthly payments

Illustrative estimates over a 24-month term at a representative 15% APR. Your actual rate, term, and monthly payment are set by the lender at checkout and depend on your credit and the plan you choose. Promotional 0% APR offers are available from time to time, and longer terms lower the monthly payment further. Subject to approval.

Model Price Est. monthly (24 mo)
Aura Martin Full-Spectrum Infrared $2,714 ~$132/mo
Aura Engelberg 6-Person Steam $4,799 ~$233/mo
Aura Lumin One Far-Infrared $6,999 ~$339/mo
Aura Lumin Three Far-Infrared $9,999 ~$485/mo

Common questions

Will checking my rate hurt my credit?
No. Pre-qualifying through Shop Pay Installments, Affirm, or PayPal uses a soft check that does not affect your credit score.

Is there a down payment?
That depends on the plan and lender. Many buyers qualify for $0 down — you'll see your options before you commit.

Do you still include free shipping and the warranty?
Yes. Financing changes how you pay, not what you get: free white-glove freight and the full manufacturer warranty apply on every order.

Can I pay it off early?
Yes — all three providers let you pay ahead or in full at any time with no prepayment penalty.

Not sure which sauna is right for you?

Talk to a sauna specialist before you buy. We'll help you choose the right model for your space, your goals, and your budget — and walk you through financing.

Call or text (509) 212-3022

Call (509) 212-3022 Request a Consultation Browse Saunas

Financing is provided by third-party lenders (Shop Pay Installments — powered by Affirm — Affirm, and PayPal). Rates range from 0% to 36% APR based on creditworthiness. Terms, eligibility, and approval are determined solely by the lender at checkout. Aura Saunas is not a lender and does not make credit decisions. Estimates on this page are illustrative only and are not an offer of credit.